AI-Powered Financial Intelligence

Your AIChief Financial Officerpowered by Finntree

Your AI CFO, on demand. Finntree connects all your financial data, revenues, expenses, invoices, and more, transforming them into smart, actionable decisions. Get real time guidance tailored to how you want to grow.

AES-256 encrypted14-day free trial
30 sec
Statement to insights
150+
Auto-classified vendors
7
AI alert types
Built for you

Who uses Finntree?

SaaS Founders

Track gross margins in real time. See cloud spend vs revenue. Know exactly when you can hire.

Start free trial

AI Companies

API costs are COGS, not OpEx. Finntree knows the difference. See your true unit economics.

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Agencies & Freelancers

Client profitability ranking. Know which clients make you money and which cost you.

Start free trial

E-commerce

Separate COGS, shipping, and payment fees from operations. See real product margins.

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Stop guessing. Start knowing.

Without Finntree
5+ hours/week wrestling with spreadsheets
No idea what your gross margin actually is
Accountant reports arrive 3 months late
Surprised by cash shortages
Can't tell COGS from operating expenses
No clue if you can afford to hire
With Finntree
30-second upload. AI handles the rest.
Real-time gross margins, updated automatically
Live dashboard beats any quarterly report
AI alerts warn you before problems happen
150+ vendors auto-classified as COGS or OpEx
Hiring readiness calculator with runway impact
Smart COGS Detection

The only finance tool that auto-separates Cost of Goods from Operating Expenses

Cloud Spend Analysis

Built-in AWS, GCP, and Azure cost tracking with waste detection for SaaS companies

AI Learns From You

Unsure about a vendor? AI asks you once, remembers forever. Your decisions train the system.

How it works

From upload to insight in 30 seconds

1

Upload

Drop your bank statement. PDF, CSV, or Excel. Any language, any bank.

2

AI Categorizes

Every transaction classified. COGS separated from OpEx. Vendors identified.

3

Dashboard Updates

Revenue, margins, burn rate, runway. All metrics update instantly.

4

Alerts Fire

Expense spikes, cash shortages, COGS growth. AI warns you before problems hit.

5

Ask Your CFO

Chat with AI about any financial question. Get advice with real numbers.

Features

Financial intelligence, reimagined.

Every feature is purpose-built for modern finance teams that demand clarity, speed, and intelligence from their data.

AI-Powered Analysis

Processes thousands of transactions in seconds. Identifies spending anomalies, predicts cash flow, and generates CFO-level advice tailored to your risk profile.

Smart Upload

Drop a bank statement in PDF, CSV, or Excel. Any language, any bank. AI categorizes every transaction automatically.

Live Dashboard

Revenue, expenses, margins, burn rate, runway in one view. Updates in real time as you add data.

COGS vs OpEx

150+ vendor knowledge base auto-classifies costs as COGS or operating expenses. Real gross margins, calculated correctly.

Cloud Spend Analysis

Auto-detect AWS, GCP, Azure costs. Track QoQ growth by provider. Find waste. See cloud as % of revenue.

Bank-Grade Security

AES-256 encryption at rest. TLS 1.3 in transit. SOC 2 compliant infrastructure. Your data never leaves our zero-knowledge architecture.

Multi-Language Parsing

Upload statements in any language. Greek, German, English, French, Spanish. AI reads and categorizes from any bank worldwide.

AI Risk Modes

Three lenses. One truth.

Every insight is analyzed through three risk profiles. Choose the perspective that matches your financial strategy.

gross Margin
62.4%
cash Runway
9 months
burn Rate
$24,800/mo
cogs Ratio
37.6% of revenue
AI Recommendations
COGS grew 15% vs revenue 12%. Optimize cloud spend to restore margins.
Hire 1 mid-level developer. Runway stays above 6 months.
Move 3 clients from hourly to retainer to stabilize revenue.
Projected Cash Position12-month forecast
JanMarJunSepDec
Risk Level: Balanced
Pricing

Invest in clarity.

Start free. Scale as your financial intelligence grows.

MonthlyAnnual

Free Trial

14 day free trial to experience the full AI CFO

0
1 bank account connection
Basic AI insights
Monthly reports
Conservative mode only
Email support
Custom categories
API access
Team collaboration
Start Free

Starter

For freelancers and growing small businesses

39.99/month
3 bank accounts
20 AI CFO runs per day
Full dashboard & charts
PDF, CSV, Excel upload
COGS vs OpEx classification
30-day forecasting
7 AI financial alerts
Standard support
Get Starter
Most Popular

Pro

Full AI-powered intelligence for scaling businesses

99.99/month
Unlimited bank accounts
Unlimited AI CFO advisor
Gross margin & COGS dashboard
Cloud spend analysis
Advanced forecasting (30/60/90d)
Hiring readiness calculator
Client profitability ranking
Priority support + CSM
Get Pro
14-day free trial. Full AI CFO access.

Your financial future starts here.

Join thousands of finance teams using Finntree to transform raw bank data into strategic intelligence.